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    <loc>https://www.vailfinancialadvisors.com/blog/how-you-withdrawfrom-your-retirementaccounts-matters-heres-why</loc>
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      <image:title>Blog - How You WithdrawFrom Your RetirementAccounts Matters.              HERE'S WHY</image:title>
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      <image:title>Blog - How You WithdrawFrom Your RetirementAccounts Matters.              HERE'S WHY</image:title>
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      <image:title>Blog - How You WithdrawFrom Your RetirementAccounts Matters.              HERE'S WHY</image:title>
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  <url>
    <loc>https://www.vailfinancialadvisors.com/home</loc>
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    <lastmod>2021-04-27</lastmod>
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      <image:title>Home - Meet your planner.</image:title>
      <image:caption>Brad Singer, CFA I've worked with some of the premier investment firms in the country such as Pacific Mutual, Merrill Lynch, and the past eight years with Edelman Financial Engines, the country’s largest Registered Investment Advisor. Now I have launched my own firm to help those near retirement and those already retired to get the most from their retirement resources.</image:caption>
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    <loc>https://www.vailfinancialadvisors.com/about</loc>
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    <lastmod>2021-04-11</lastmod>
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      <image:title>About Us</image:title>
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      <image:title>About Us</image:title>
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  <url>
    <loc>https://www.vailfinancialadvisors.com/services</loc>
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    <lastmod>2021-04-11</lastmod>
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      <image:title>Services - Plan it.</image:title>
      <image:caption>In our first meeting, we'll discuss the issues most important to you. Discover what you’d like to achieve from a planner relationship Explore goals and objectives for a successful plan Define how we move forward with clear expectations and next steps Explore your concerns and questions. How much money will I need to retire comfortably? What is the best way to withdraw money from my accounts when I’m retired? When and how to file for Social Security? How can I minimize taxes in retirement if I have a pension or choose to work part-time in retirement? Should I convert my IRA or 401k to a Roth IRA? Do I have enough insurance for my spouse if something should happen to me?</image:caption>
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      <image:title>Services - Build it.</image:title>
      <image:caption>We’ll review your plan with various alternative scenarios for you to review. Analyze your current situation to determine how you are doing with your current plan Incorporate your goals and objectives to create a personalized plan for success Implement the plan best suited for you to achieve your goals</image:caption>
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      <image:title>Services</image:title>
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      <image:title>Services</image:title>
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      <image:title>Services</image:title>
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      <image:title>Services</image:title>
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      <image:title>Services - Track it.</image:title>
      <image:caption>Periodic follow meetings to keep you on track Easy to use, digital onboarding using our financial planning software Full account aggregation to link bank accounts, credit cards, and externally-held investment accounts so you have a full financial picture Access to our mobile app to keep you informed and track your progress anytime, anywhere Clear and concise statements We’re always here to answer questions!</image:caption>
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  <url>
    <loc>https://www.vailfinancialadvisors.com/booknow</loc>
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    <lastmod>2021-03-21</lastmod>
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  <url>
    <loc>https://www.vailfinancialadvisors.com/contact</loc>
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    <lastmod>2021-03-24</lastmod>
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  <url>
    <loc>https://www.vailfinancialadvisors.com/faqs</loc>
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    <lastmod>2021-04-11</lastmod>
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  <url>
    <loc>https://www.vailfinancialadvisors.com/privacy-policy</loc>
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    <lastmod>2021-04-11</lastmod>
  </url>
  <url>
    <loc>https://www.vailfinancialadvisors.com/terms-of-service-1</loc>
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    <lastmod>2021-04-11</lastmod>
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  <url>
    <loc>https://www.vailfinancialadvisors.com/new-page</loc>
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    <lastmod>2025-05-12</lastmod>
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      <image:title>Classes - Pull Your Weight I</image:title>
      <image:caption>Mon, Thurs 12pm – 12:45pm Sat 11am – 11:45am By combining battle ropes, pulleys, and rope climbing, this beginner level class will help you grow muscle, build endurance, and put your metabolism to work.</image:caption>
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    <image:image>
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      <image:title>Classes - Pull Your Weight II</image:title>
      <image:caption>Tue, Fri 8am - 9am Sun 10am - 11am Here we incorporate cardio intervals between rope exercises to help you build leaner muscles. This class is for those who have taken at least four sessions of Pull Your Weight I.</image:caption>
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      <image:title>Classes - Strength &amp; Cardio Circuit</image:title>
      <image:caption>Mon, Wed, Fri 1pm - 1:45pm Welcome to your perfect lunch break workout. During this short class, we do a series of intense cross-training moves with bursts of aerobic exercise, weight lifting, and stretch breaks</image:caption>
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      <image:title>Classes - Basic Strength Training</image:title>
      <image:caption>Sun 1pm - 2pm Work off that Sunday brunch or train for an obstacle course race! We recommend this class for those who have completed at least two level I courses within the last month.</image:caption>
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      <image:title>Classes - Village Obstacle Course I</image:title>
      <image:caption>Tue, Thurs 5pm - 6pm Sat 9am - 10am Here, we combine free weights with squats, lunges, and high-interval exercises so that you can build strength according to your own body type and goals.</image:caption>
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    <image:image>
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      <image:title>Classes - Village Obstacle Course II</image:title>
      <image:caption>Sat 10am - 11am Sun 11am - 12pm This is our favorite weekend activity. More than a class, our beginner obstacle course is designed to be fun! It’s like being back at summer camp without the drama.</image:caption>
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